Private lending for real estate investors

High leverage.
White glove service.

Maximum leverage. Minimum friction. Reliable closings. Direct access to the partners.

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Term Sheets
Within Hours
Underwriting
Founder-Led
Lending
Nationwide

Deal Desk

Preview your terms.
Max leverage Up to 100% LTC
Term length 9 – 12 months
Closing period 2 – 3 weeks
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Highlights

Built fast. Closing faster.

Ivory Rock has become the lender real estate investors call when speed matters.

Millions
In high-leverage capital deployed across fix & flip, bridge, and construction.
Days,
Not Weeks
Term sheets quickly. Closings on schedule, on the terms we quote.
Streamlined
We underwrite the deal — not your tax returns or W-2s.
Founder-Led
Every deal evaluated by a partner — who picks up the phone.
Recent Closings

A selection of recently funded deals.

Loan Funded
$560,000
Belleville, NJ
Loan Funded
$383,500
Toms River, NJ
Loan Funded
$720,000
Bayonne, NJ
Loan Funded
$825,000
Schenectady, NY
Loan Funded
$560,000
West Orange, NJ
Loan Funded
$550,000
Boynton Beach, FL

A selection of recent transactions. Borrower details withheld for privacy.

Lending Programs

Five products. One responsive team.

Fix & Flip
High-leverage financing for residential flips. Underwritten on the deal, not the W-2.
Strategy
Acquisition + Rehab
→
Stabilized Bridge
Short-term capital to close quickly while you finalize permanent financing or a sale.
Strategy
Short-Term Bridge
→
Ground Up Construction
Vertical construction financing for single builds and small developments.
Strategy
Build to Sell or Rent
→
DSCR Rental
Long-term rental property financing underwritten on the property's income.
Strategy
Buy & Hold
→
Flexible Hard Money
Hard money loans for nonstandard situations across all asset classes.
Strategy
All Asset Classes
→
Why Ivory Rock

Four reasons borrowers come back.

01 High Leverage

Aggressive loan-to-cost and loan-to-value across every product — capital sized to your deal so you don't tie up equity or pass on the next one.

02 Ease of Process

Minimal paperwork. No tax returns. Decisions made by the people running the firm — no committees, no runaround.

03 Certainty to Close

The number we quote is the number you close on. No last-minute repricing, no surprises at the table — and closings on the timeline we promise.

04 White Glove Lending

You talk directly to the principals — on the first call, the underwriting call, and every call after. Real service, every deal.

The Team

A small, senior team. Every deal touches all three.

Simcha Dworkin

Simcha Dworkin

Managing Partner

Simcha is a Managing Partner and founder of Ivory Rock Capital. He launched the firm to provide real estate investors with the fast, transparent lending they deserve, and is directly involved in every loan evaluation and closing.

732-966-2776 simcha@ivoryrockcapital.com
Charlie Goldberger

Charlie Goldberger

Managing Partner

Charlie is a Managing Partner and co-founder of Ivory Rock Capital. He is actively involved in deal evaluation and underwriting, working directly with borrowers to structure loans that work for their deals.

732-267-3390 charlie@ivoryrockcapital.com
Avi Wohlgemuth

Avi Wohlgemuth

Loan Originator

Avi serves as Loan Originator at Ivory Rock Capital, managing borrower relationships from initial inquiry through closing. He is focused on making the lending process straightforward and transparent.

917-892-7963 avi@ivoryrockcapital.com
From a borrower
"They closed our bridge loan quickly when another lender pulled out — same terms they quoted on day one."
James — NY, NY

Have a deal?
Let's get you a number.

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Get a Quote → Call 732-966-2776