Long-term rental property financing underwritten on the property's income, not your paperwork — with high-LTV options, an effortless approval process, and the partners on the file.
Up to 80% LTV on 1–4 unit residential, multifamily, condos, and short-term rentals — with 30-year fixed and ARM options.
Rates and fees vary by deal — request a quote for current pricing.
Up to 80% loan-to-value, with cash-out refinancing available.
No tax returns, no W-2s — DSCR underwriting based on the property's rental income.
A 2–4 week close at the terms we quote — no last-minute surprises.
You build the portfolio. We build the financing relationship — partner-led, deal after deal.
Built for real estate investors who want long-term financing on rental properties without traditional bank documentation. Whether the property is a single-family rental, a small multifamily, or a short-term rental, DSCR lets the asset speak for itself.
We underwrite on the Debt Service Coverage Ratio — the property's rental income measured against the loan payment. No tax returns, no W-2s, no income analysis. Minimum DSCR is 1.00x.
A DSCR (Debt Service Coverage Ratio) loan is underwritten on the rental income generated by the property — not your personal income or tax returns.
1.00x. The property's rental income must at least cover the monthly loan payment.
Yes. Cash-out refinancing is one of the most common uses of a DSCR loan.
1–4 unit residential, small multifamily, condos, and short-term rentals.
30-year fixed and ARM options, with interest-only options available for 5, 7, or 10 years.
Send us the address. We'll get back to you with terms.