Stabilized Bridge

Short-term capital that closes fast.

Short-term, high-leverage capital to close quickly on stabilized properties — secured by a first-position mortgage, structured with the partners themselves, and closed on the terms we quote.

Loan Parameters

Program at a glance.

Up to 80% Loan to Cost on 1–4 unit residential, multifamily, condos, PUDs, and mixed-use — secured by a first-position mortgage.

Loan Amounts$75,000 – $4,000,000
Term9 – 18 months
Max Loan to CostUp to 80%
ExperienceNo experience needed
Security1st Position Mortgage
Property Types1–4 Unit Residential, Multifamily, Condos, PUD, Mixed Use
Use of ProceedsAcquisition, Refinancing
LocationPrimarily NY, NJ, PA — other US MSAs considered
Min Prepayment0 months
AmortizationInterest only
Minimum FICO650
Closing Period2 – 4 weeks

Rates and fees vary by deal — request a quote for current pricing.

What we promise

Four reasons to call us first.

01 — High Leverage

Capital sized to your deal.

Up to 80% loan-to-cost, on loans from $75K to $4M — capital scaled to the deal.

02 — Ease of Process

Underwritten on the deal.

No tax returns. Asset-first underwriting on the property and the exit strategy.

03 — Certainty to Close

What we quote is what closes.

A reliable closing in 2–4 weeks — at the terms quoted on day one.

04 — White Glove Lending

Direct access to the partners.

You speak with the partners directly — through closing and beyond.

Who it's for

Investors who need to move fast.

Built for investors who need quick capital to close on a stabilized property — whether to win a competitive deal, refinance out of a maturing loan, or buy time to line up long-term financing or a sale.

How we underwrite

Asset-first, paperwork-light.

Our bridge loans are secured by the property as a first-position mortgage. We evaluate the asset, the borrower's liquidity, and the exit strategy — and structure terms accordingly.

Common Questions

Bridge loan questions, answered.

When is a bridge loan the right tool?

When you need to close quickly on a stabilized property while you finalize permanent financing or prepare to sell.

Can I refinance an existing loan?

Yes. Refinancing is one of the most common uses of bridge proceeds — typically to take out a maturing loan or pull cash for the next deal.

What property types qualify?

1–4 unit residential, multifamily, condos, PUDs, and mixed-use.

Do you require an appraisal?

Yes, in most cases. We work with experienced appraisers who can deliver quickly so it does not slow your closing.

How fast can you close?

Typically 2 – 4 weeks from a complete application.

Have a deal?
Let's get you a number.

Send us the address. We'll get back to you with terms.