About Ivory Rock Capital

A boutique private lender for serious investors.

Built on transparency, reliability, and disciplined execution — and run by the people who pick up the phone.

Ivory Rock Capital was founded to give real estate investors something the larger lenders rarely deliver: fast, transparent capital from a small team that actually answers the phone.

We provide flexible, high-leverage lending solutions for fix & flip, bridge, construction, and rental projects. Our focus is on fast execution, reliable closings, and underwriting decisions made by the people whose name is on the door — not a junior analyst in a far-away office.

Most lenders treat real estate financing as a transaction. We treat it as a relationship. The deals we structure are built around long-term partnerships, not one-time transactions — and the borrowers we work with come back, deal after deal.

What We Promise

Four commitments — on every loan, every borrower, every closing.

01 — High Leverage

Capital sized to your deal.

We push leverage to where it makes the deal work — across fix & flip, bridge, construction, and DSCR. The right amount of capital, deployed quickly, so you can act when the opportunity is in front of you.

02 — Ease of Process

Underwritten on the deal — not the paperwork.

We don't ask for tax returns or W-2s. We look at the property, the project, your track record, and the deal mechanics. Decisions are made by the partners, not committees — so the process moves at the speed of your deal.

03 — Certainty to Close

The number we quote is the number you close on.

No last-minute repricing, no surprises at the table. When we put a term sheet in front of you, that's what shows up at closing — on schedule, on terms, every time.

04 — White Glove Lending

You talk to the partners. Every call.

From the first conversation through the closing and the next deal after that, you're working with the principals who run the firm — not a junior analyst. That's the standard of service we built Ivory Rock around.

The Principals

A small, senior team. Every deal touches all three.

Simcha Dworkin

Simcha Dworkin

Managing Partner

Simcha is a Managing Partner and founder of Ivory Rock Capital. He launched the firm to provide real estate investors with the fast, transparent lending they deserve. The firm has deployed millions in capital across fix and flip, bridge, and construction deals, backed by institutional discipline and founder-driven decision-making. Simcha is directly involved in every loan evaluation and closing.

732-966-2776 simcha@ivoryrockcapital.com
Charlie Goldberger

Charlie Goldberger

Managing Partner

Charlie is a Managing Partner and co-founder of Ivory Rock Capital. He co-founded the firm to solve a real problem: real estate investors need fast, reliable capital without the runaround. Charlie is actively involved in deal evaluation and underwriting, working directly with borrowers to structure loans that work for their deals. He's committed to transparent communication and getting deals closed quickly.

732-267-3390 charlie@ivoryrockcapital.com
Avi Wohlgemuth

Avi Wohlgemuth

Loan Originator

Avi serves as Loan Originator at Ivory Rock Capital, managing borrower relationships from initial inquiry through closing. He is your primary point of contact for loan applications and questions, focused on making the lending process straightforward and transparent — ensuring you understand terms upfront and get funded quickly. Avi works closely with Simcha and Charlie to move deals through underwriting and into closing.

917-892-7963 avi@ivoryrockcapital.com
Get in Touch

Have a question, a deal, or both?

Talk to us directly.

For the fastest response on a live deal, call or email any of the principals directly. For general questions, drop us a note using the form.

Phone
732-966-2776
Email
simcha@ivoryrockcapital.com
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