Flexible Hard Money

Fast, flexible hard money for all asset classes.

Hard money loans for nonstandard situations across all asset classes. Whether the property is unusual or the deal structure is — we close in one to three weeks.

Loan Parameters

Program at a glance.

Fast funding for non-standard real estate situations — alternative property types, unique structures, or anything that doesn't fit a standard box.

Loan Amount$150,000 – $3,000,000
Rate11% – 13%
Term6 – 18 months
Origination Fee2% – 3%
Max LTVUp to 75%
Max LTCUp to 85%
SecurityFirst position mortgage
Property TypesAll types considered, excluding personal primary residence
Use of ProceedsAcquisition, refinance, construction
LocationNationwide
Min Prepayment3 months
AmortizationInterest only
RecoursePersonal guarantee typically required
Closing Period1 – 3 weeks

Rates and fees vary by deal — request a quote for current pricing.

What we promise

Four reasons to call us first.

01 — High Leverage

Capital sized to your deal.

Up to 75% LTV and 85% LTC — meaningful proceeds even on nonstandard property types.

02 — Ease of Process

Underwritten on the deal.

We underwrite the property, the structure, and the exit — not your W-2s.

03 — Certainty to Close

What we quote is what closes.

Term sheets fast and closings on schedule, at the terms we originally quoted.

04 — White Glove Lending

Direct access to the partners.

Direct access to the partners on every deal — from first call to final disbursement.

Who it's for

Investors with non-standard situations.

Built for investors and operators who need fast capital for alternative property types, unique deal structures, or situations that don't fit a conventional bridge or fix-and-flip box. All asset classes considered, excluding personal primary residences.

How we underwrite

On the property, the structure, and the exit.

We focus on the collateral, the proposed use of proceeds, and a credible path to repayment. Personal guarantees are typically required. An appraisal is part of every transaction.

Common Questions

Flexible Hard Money questions, answered.

How fast can you close?

One to three weeks.

Do you require an appraisal?

Yes, we require an appraisal.

What types of properties do you typically fund?

We fund all property types except personal primary residences — including alternative assets, mixed-use, and non-traditional situations.

Do you require a personal guarantee?

Yes, we typically require a personal guarantee.

What is the minimum loan amount?

The minimum loan amount is $150,000.

Have a deal?
Let's get you a number.

Send us the address. We'll get back to you with terms.